Family & Consumer Sciences Extension

School of Human Environmental Sciences

Kentucky High School Financial Planning Home Page

These weekly updates are designed for teachers outside the area of Family Consumer Sciences who are interested in incorporating financial education into their core concepts. These are primarily geared toward Social Studies teachers who cover economic issues and current events. Math and business teachers have also integrated financial education lessons into their core curriculum where appropriate.

In 2003, Epsilon Sigma Phi awarded the weekly updates the outstanding team award
for program achievement on both the state and regional level.

WARNING: Some Web sites to which these materials provide links for the convenience of users are not managed by the University of Kentucky. The University does not review, control, or take responsibility for the contents of those sites.

2008

Update # 209 - Be Careful What You Post on the Internet
- November 10, 2008
Update # 208 - Skills to Succeed - October 27, 2008

Update # 207 - Not Noticing Deception Costs You Money - October 13, 2008

Update # 206 - Think Twice Before Using Your Credit Card - September 29, 2008

Update # 205 - The Secret to All Success: Time Management - September 12, 2008

Update # 204 - Drug Convictions and Financial Aid Eligibility - September 8, 2008

Update # 203 - Latest Jump$tart Survey Shows Students Are Financially Illiterate; High School Financial Planning Program Just Might Be the Solution - May 12, 2008

Update # 202 - Some State Legislatures Are Considering Lowering the Drinking Age to 18 - April 28, 2008

Update # 201 - Are You Interested in Becoming a Teacher? It Just Became Easier - April 14, 2008

Update # 200 - Do Businesses Have Responsibilities to Consumers? - March 24, 2008

Update # 199 - How Much of Your Charitable Contributions Go Where You Intend? - March 10, 2008

Update # 198 - Insurance Fraud Costs All Policyholders Money - February 25, 2008

Update # 197 - Should Cigarette Taxes Be Increased to Support KEES and Education Funding? - February 11, 2008

Update # 196 - Do You Empty Your Paycheck into Your Gas Tank? - January 28, 2008

Update # 195 - Is It Dangerous to Use Your Cell Phone and Text While Driving? - January 14, 2008

2007

Update # 194 - Will You Be the Next Millionaire? - 10 December 2007

Update # 193 - Class Rings and Opportunity Cost - 26 November 2007

Update # 192 - Think Before You Spend - 12 November 2007

Update # 191 - Teens Prove to Be Saving Savvy - 29 October 2007

Update # 190 - Double Check Your Car Insurance Coverage - 15 October 2007

Update # 189 - College Pays, But Does College Debt? - 1 October 2007

Update # 188 - What Does the Price of Corn Have to Do with Anything? - 17 September 2007

Update # 187 - Do You Know What It Costs to Raise a Teenager? - 4 September 2007

Update # 186 - Is Using Your Cell Phone in Your Car Dangerous? - 14 May 2007

Update # 185 - Yes, Studying Hard in Kentucky Really Pays Off - 30 April 2007

Update # 184 - Optimistic Teens May Need Financial Reality Check - 16 April 2007

Update # 183 - Alcohol Remains Teenagers’ Drug of Choice - 19 March 2007

Update # 182 - Pitfalls of Credit Cards... and Alternatives - 05 March 2007

Update # 181 - Impact of Career Choice on Economic Well-Being - 19 February 2007

Update # 180 - The Clock Has Begun to Complete FAFSA Application - 05 February 2007

Update # 179 - If You Want a Longer Life, Then Continue Your Education - 22 January 2007

Update # 178 - Is Paid Tax Preparation and a Rapid Refund Worthwhile? - 08 January 2007

2006

Update # 177 - You’re Never Too Broke to Save Money - 04 December 2006

Update # 176 - Selecting Vehicle Insurance - 20 November 2006

Update # 175 - Need to Do Homework When Buying a Used Car - 6 November 2006

Update # 174 - Importance of Paying Credit Card Bills on Time - 23 October 2006

Update # 173 - Groups addressing Phishing Scams - 9 October 2006

Update # 172 - Why Checking Your Credit Report Is Important / How Your Credit Score Is Figured - 2 October 2006

Update # 171 - Stay on Top of Your Credit Report - 25 September 2006

Update # 170 - Your Privacy Rights at Risk - 18 September 2006

Update # 169 - Identity Theft: It Can Happen to You - 11 September 2006

Update # 168 - Avoiding Bankruptcy - 5 September 2006

Update # 167 - Budgeting: Capital One's Annual Back to School Survey - 28 August 2006

Update # 166 - Compulsive Shopping - 21 August 2006

Update # 165 - What’s the Best Way to Learn About Money? - 14 August 2006

Update # 164 - The Ten Best-Paying Blue Collar Jobs - 7 August 2006

Update # 163 - Consolidating Student Loans: Act Now! - 30 May 2006

Update # 162 - Should You Pay Rent to Your Parents? - 22 May 2006

Update # 161 - Smoking Your Investment Money Away - 15 May 2006

Update # 160 - Do You Like Free Money? Of Course You Do! - 8 May 2006

Update # 159 - Post-Graduation Planning - 1 May 2006

Update # 158 - Postsecondary Education Can Also Meet Your Health Insurance Needs - 24 April 2006

Update # 157 - Do Legislators and Consumers Really Make Rational Decisions? - 17 April 2006

Update # 156 - Need to Do Homework When Buying a Used Car - 10 April 2006

Update # 155 - Maxed Out - 27 March 2006

Update # 154 - Should You Consider an Associate Degree? - 20 March 2006

Update # 153 - Renter’s Insurance - 13 March 2006

Update # 152 - Do You Control Your Own Destiny? - 6 March 2006

Update # 151 - Income Tax Brackets Not Well Understood - 27 February 2006

Update # 150 - The Importance of Paying Bills On Time - 20 February 2006

Update # 149 - Graduated Licensing Saves Lives - 13 February 2006

Update # 148 - How to Start Being Successful Today - 06 February 2006

Update # 147 - Identity Theft Revisited - 30 January 2006

Update # 146 - How to Build Wealth - 23 January 2006

Update # 145 - Tax Refund Scams - 16 January 2006

2005

Update #144 - Shopping Smart During the Holidays - 12 December 2005

Update #143 - Downloading Viruses? - 5 December 2005

Update #142 - Check Out Your Vehicle History Before You Buy - 21 November 2005

Update #141 - Phishing Revisited - 14 November 2005

Update #140 - Used Cars from Hurricane states - 7 November 2005

Update #139 - Do You Believe That Bad Things Only Happen to Other People? - 31 October 2005

Update #138 - Drinking and Driving - 24 October 2005

Update #137 - Cell Phone Insurance is it worth it? - 17 October 2005

Update #136 - Teens and Credit Cards - 10 October 2005

Update #135 - Saving Strategies - 3 October 2005

Update #134 - Budgeting, Part III 26 September 2005

Update #133 - Labor Market Predictions from 1990 - 19 September 2005

Update #132 - Cheating - 12 September 2005

Update #131 - What is your Shopping IQ? - 19 August 2005

Update #130 - Consolidating Student Loans. Act Now! -23 May 2005

Update #129 - Credit History, Personal Behavior, and Employment - 16 May 2005

Update #128 - Used Car Buying III - 9 May 2005

Update #127 - More Teens Getting Credit Cards - 2 May 2005

Update #126 - Revisiting File Sharing - 25 April 2005

Update #125 - Investing Risk - 18 April 2005

Update #124 - New Twist to “Phishing” Scam - 11 April 2005

Update #123 - Health Care Insurance Revisited - 28 March 2005

Update #122 - New Bankruptcy Laws - 21 March 2005

Update #121 - Career College? - 14 March 2005

Update #120 - Is Talking While Driving Dangerous - 7 March 2005

Update #119 - Should Teens Have Credit Cards? -28 February 2005

Update #118 - Avenues for Identity Theft - 21 February 2005

Update #117 - Other Benefits of Social Security - 14 February 2005

Update #116 - Saving and Investing - 7 February 2005

Update #115 - Budgeting - 31 January 2005

Update #114 - 24 January 2005

Update #113 - Financially Sound Strategies - 18 January 2005

Update #112 - Online Security and Phishing - 10 January 2005

2004

Update #111 - Lottery Winners and Financial Personality Types - 20 December 2004

Update #110 - Online Payday Lending - 13 December 2004

Update #109 - Avoid High Interest on Credit Cards - 6 December 2004

Update #108 - Start Saving Now! - 29 November 2004

Update #107 - LifeSmarts Education/Contest - 22 November 2004

Update #106 - Inside the Dark Art of Phone Fraud - 15 November 2004

Update #105 - Need to Teach Risk Management - 8 November 2004

Update #104 - Leveling the Playing Field - 1 November 2004

Update #103 - Health Care and the Upcoming Election - 24 October 2004

Update #102 - Alcohol Abuse Kills Some 75,000 Americans Each Year - 18 October 2004

Update #101 - LifeSmarts contest & Survey related to Credit Scores - 11 October 2004

Update #100 - Bankruptcy Judges Warn Young Consumers About Credit Card Debt - 4 October 2004

Update #99 - Budgeting - 27 September 2004

Update #98 - Protecting Your Social Security Number - 20 September 2004

Update #97 - Considering Careers and Potential Earning - 13 September 2004

Update #96 - End of the Year - 21 May 2004

Update #95 - Another Danger for Used-Car Buyers - 18 May 2004

Update #94 - Size and Weight in Cars - 10 May 2004

Update #93 - 2004 Jump$tart Results - 3 May 2004

Update #92 - 2004 Jump$tart Questionnaire - 26 April 2004

Update #91 - Uninsured Young Adults - 19 April 2004

Update #90 - Buying a Used Vehicle - 8 April 2004

Update #89 - Drugs and Federal Financial Aid - 29 March 2004

Update #88 - Paying Back College Loans - 18 March 2004

Update #87 - Stopping Spam - 15 March 2004

Update #86 - Results of the Federal "Do Not Call" List - 5 March 2004

Update #85 - Inequity in Health Care Coverage - 27 February 2004

Update #84 - New Twist to Pyramid Scheme - 23 February 2004

Update #83 - Extended Warranties: Are They Worth Buying? - 16 February 2004

Update #82 - How Anyone Can Pay for College - 9 February 200

Update #81 - Teen Spending - 30 January 2004

Update #80 - Teenagers and Taxes - 26 January 2004

Update #79 - Inequity: Does It Belong in Tax Policy? - 16 January 2004

Update #78 - Fair and Accurate Credit Transaction Act of 2003 - 9 January 2004

2003

Update #77—Monitoring Teenagers’ Driving - 15 December 2003

Update #76 - Job Interviewing Skills? - 8 December 2003

Update #75 - Should Cigarette Taxes be Increased? - 28 November 2003

Update #74 - Financial Cost of Smoking - 17 November 2003

Update #73 - Changing Needs for Student Financial Aid - 10 November 2003

Update #71 / #72 - Risks Not Worth Taking - 27 October 2003

Update #70 - Tax and Identity Fraud Scams - 20 October 2003

Update #69 - Finding Ways to Pay for College - 13 October 2003

Update #68 - Rental Costs / Should Parents Charge Rent - 6 October 2003

Update #67 - Vehicle Repairs - 29 September 2003

Update #66 - Music File Sharing - 22 September 2003

Update #65 - Getting Charged for Using Debit Cards - 15 September 2003

Update #64 - Cell Phones - 8 September 2003

Update #63 - Impact of Driving Record & Credit Score on Car Insurance - 8 August 2003

Update #62 - Back to School Update - 29 July 2003

Update #61 - 28 May 2003

Update #60 - Many Stores Overcharge Shoppers - 20 May 2003

Update #59 - Fraud and Scams, via the Internet - 12 May 2003

Update #58 - Spending Style - 5 May 2003

Update #57 - Fraud, Scams, and Rip-Offs - 28 April 2003

Update #56 - Balancing Money & Life - 21 April 2003

Update #55 - A Lesson Plan About Generosity - 31 March 2003

Update #54 - Who Should Pay For a Date - 24 March 2003

Update #53 - Interviews Are Like First Dates - 17 March 2003

Update #52 - How Much Is Your Life Worth? - 10 March 2003

Update #51 - Consumer Sentiment - 3 March 2003

Update #50 - Volunteerism Among Lawyers - 24 February 2003

Update #49 - Uninsured Rising - 20 February 2003

Update #48 - Young, Jobless, Hopeless - 10 February 2003

Update #47 - Overdraft Protection - 3 February 2003

Update #46 - The Real Beverly Hillbillies - 27 January 2003

Update #45 - How Much Annual Income Makes You Wealthy? - 21 January 2003

Update #44 - Kentucky HSFPP Receives Awards - 13 January 2003

Update #43 - Debit Card Liability - 6 January 2003

2002

Update #42 - The Cooling Off Rule - 17 December 2002

Update #41 - Allowances Revisited - 9 December 2002

Update #40 - Identity Fraud and Theft - 2 December 2002

Update #39 - Human Financial Behavior - 25 November 2002

Update #38 - Your Overall Well-being Can Easily Be Affected By Money Problems - 18 November 2002

Update #37 - Generation Y Vehicle Preference - 11 November 2002

Update #36 - Advance Fee Credit Card Scams - 4 November 2002

Update #35 - Vehicle Insurance - 28 October 2002

Update #34 - Buying a Used Vehicle - 21 October 2002

Update #33 - High School Student Survey Companies Settle FTC Charges - 14 October 2002

Update #32 - Post-Secondary Education on the Increase - 7 October 2002

Update #31 - LifeSmart Contest - 30 September 2002

Update #30 - Credit Scoring - 23 September 2002

Update #29 - Bankruptcy - 16 September 2002

Update #28 - Healthcare Benefits - 9 September 2002

Update #27 - Disability Insurance - 3 September 2002

Update #26 - What is Considered a Reasonable Allowance Today? - 26 August 2002

Update #25 - Used Car Financing - 19 August 2002

Update #24 - Car Buying - 28 May 2002

Update #23 - Investment & Fraud - 21 May 2002

Update #22 - Surge in identity Theft - 13 May 2002

Update #21 - Jump$start Survey, Part 2 - 6 - May 2002

Update #20 - Jump$tart Survey 2002 - 29 April 2002

Update #19 - Career Choice: Part 2 - 22 April 2002

Update #18 - Career Choice and Impact on Economic well-being - 18 march 2002

Update #17 - Vehicle Safety and SUVs - 11 March 2002

Update #16 - Federal Rating Systems for Vehicle Rollovers - 4 March 2002

Update #15 - Chain Letter E-mail Scams - 19 February 2002

Update #14 - Do You Want to Be a Have or Have Not? The Choice is Yours - 11 February 2002

Update #13 - Taxes - 5 February 2002

Update #12 - Financial Responsibility - 29 January 2002

Update #11 - Financial Personality Types - 22 January 2002

Update #10 - Retirement Plans Continued: The Enron Situation - 14 January 2002

Update #9 - Retirement Plans - 8 January 2002

2001

Update #8 - Fringe Benefit Packages - 17 December 2001

Update #7 - Extended Warranties are a Form of Insurance - Are they Worth Considering - 10 December 2004

Update #6 - Risk management and Reducing Teenage Drunk Driving - 3 December 2001

Update #5 - Which Tuition Savings Plan is Best for You? - 26 November 2001

Update #4 - Kentucky's Affordable Prepaid Tuition (KAPT) - 19 November 2001

Update #3 - Changes in the Fair Credit and Chard Card Disclosure Act of 1988 - 12 November 2001

Update #2 - How to Avoid Credit Card Late Fees - 5 November 2001

Update #1 - Saving for Post Secondary Education Just Made Easier - 29 October 2001

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