HOME

Kentucky High School Financial Planning Home Page

Back to Link page

Unit 4 - Good Debt: Bad Debt: Using Credit Wisely

Links for Students

Title: Myvesta

URL: http://myvesta.org

Appearance Rating:

Content Rating:

Description: In addition to providing debt counseling, free education materials are available from this site. It also has an extensive library of publications on money matters.

Keywords: credit card debt, bankruptcy, financial help

Evaluation: Great site for financial help and relief.

Title: Federal Trade Commission: Cooling Off Rule

URL: http://www.ftc.gov/bcp/edu/pubs/consumer/products/pro03.pdf (Adobe Acrobat Reader File)

Appearance Rating:

Content Rating:

Description: This site explains the cooling off rule about when and how to cancel certain purchases made.

Keywords: returning purchases, refunds, cooling off rule

Evaluation: Reliable site for information on cooling off rule.

Title: Credit Card Search

URL: http://www.bankrate.com/brm/rate/BRM_ccSearch.ASP

Appearance Rating:

Content Rating:

Description: This site includes a list of credit cards with various pieces of comparative information. Consumers can use to decide which one best meet their needs.

Keywords: annual fee, annual percentage rate, credit, finance charge, grace period, interest

Evaluation: Provides a very long and appropriate list of possible credit cards.

Title:Simple Loan Payment Calculator

URL: http://www.interest.com/hugh/calc/simple.cgi

Appearance Rating:

Content Rating:

Description: This site includes a calculator that computes the monthly payments and time period for any simple interest loan.

Keywords: interest; loan; principle

Evaluation: Though the appearance was pretty bland, the calculator was good and easy to use.

Title: Direct Consolidation Loan Calculator

URL: https://loanconsolidation.ed.gov/loancalc/servlet/common.mvc.Controller?controller_task=startCalculator

Appearance Rating:

Content Rating:

Description: This site helps students calculate payments for their school loans, if they wish to consolidate them.

Keywords: career

Evaluation: This site offers students an estimate of how much their payments would be if they consolidated. I think that this would be a good site for students to be aware of, because many of them have a great deal of student loan debt and would benefit from consolidation.

Title: Experian: Test your Knowledge

URL: http://qspace.iplace.com/cobrands/444/quiz.asp?sc=6151LPCC

Appearance Rating:

Content Rating:

Description: Experian, one of the three major credit reporting companies, provides this credit quiz, which will help students find out how much they really know. Students also can click on the Experian logo to visit their Web site.

Keywords:credit, quiz, test

Evaluation:Good quiz provides students correct answers, which helps them learn.